When you are getting divorced there can be a temptation to deal piecemeal with the financial arrangements.  This is not a good idea.

Don’t agree what’s going to happen with the house, then look at endowment policies, then bank accounts, and so on.  Get a comprehensive picture of what there is and what everything is worth (now, not eighteen months ago) and work out the total value of the whole ‘pot’.  Take advice on what proportion of the overall total you should be aiming for.  Should the starting point in your case be a 50:50 division (it isn’t always)?  Should there be an adjustment, for example to capitalise a maintenance claim or to offset a pension claim?

Once you’ve decided what proportion of the capital to aim for, put your proposals forward and try to negotiate a settlement.  By all means say how you envisage the capital being divided – who should have what – but always do so with reference to what the overall division will be.   Your proposals should deal not only with the capital but also with maintenance (income now) and pensions (income in the future).